Have you contacted the phone company to let them know you can't pay? i don't know about there, but here, if you let them know, they wiill usually help you out by allowing more time, or coming up with a repayment scheme. I found this out when i was unemployed for 11 months. Or they can block outgoing calls, but you can still receive incoming, so employers or clients could still call you.
I hope it all works out for you



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